Did You Know...

. . . that April is National Financial Literacy Month? This is the perfect time for all ages to learn about investing and personal finance as well as managing money. We have free events and online resources to help everyone make the most of their money and achieve financial wellness. Need help getting tax forms? Many of our branches have paper tax forms and instructions. Need tax preparation help? Learn how to make an appointment for free income tax preparation help at select branches through April 17. Start your journey establishing and accomplishing your financial goals today!



It's one of those things that I've always been meaning to do. I'm going to have a look at my finances. What am I currently doing to plan for retirement? What could and should I be doing? Could I do a better job budgeting my money? Can I find more areas in my life to save money? Should I think about investing? If you too have been meaning to have a look at your finances or you want to do a financial health checkup, join MCPL in celebrating National Financial Literacy Month this April!

Company Research, Investing, and Investor Education
If you're thinking about investing, or already are investing, its important to do research. MCPL has many online databases you can use in our branches or at home for your investment research. These databases are free to anyone who has a MCPL library card. We have resources for both company and investing research.

money tree growing out of a bookWant to know how well a company or industry is doing? Have a look at Business Insights: Global and Business Source Premier. With Business Insights: Global, you can search by company name or industry. A company search provides key financial figures, compares the company with similar companies and industries, and includes many articles about the company. Business Resource Premier offers company and industry articles from business journals. You also won't get stuck behind a paywall with our online access to the Wall Street Journal, where you'll find great financial information about publicly traded companies.

There are some good options for investing research too. Morningstar Investment Research Center, Standard & Poor's Net Advantage, and Value Line provide financial information on publicly traded companies as well as stocks, mutual funds, exchange-traded-funds, and more. You can also find industry information. What I really appreciate about these sites is that all offer financial education resources. We've gathered some additional investor education information as well.

coins and stem growing out of a book
Managing Your Money
Managing your money, whether personal finance or planning for retirement, is important to do. There are many great organizations and websites that help with these two aspects of financial planning, and we've gathered some of the best for you. One I'd like to highlight, since it is National Financial Literacy Month, is the Financial Literacy Month site. It has a variety of tools to put you on the path to achieving financial wellness, including free webinars, financial worksheets, and a 30-step plan.  We have also gathered online resources to help you track your spending and saving, make financial calculations, and find housing assistance. Some local organizations offer classes on money management and finances. While we often think about our own finances, it's important to remember that financial literacy is important for any age, including kids and teens.

Books and E-Books
And (of course!) we have books and e-books on finances that can help consumers make more informed choices. Looking for books on money management? Books for women on taking control of their finances? Books about money for kids or teens? We've got you covered! In Safari Books Online and Maryland's Digital eLibrary Consortium/OverDrive you'll find business e-books on money management and finances. 

Events
Money Smart Week logo with Benjamin Franklin
From building wealth to planning for retirement, we've got financial literacy and Money Smart Week (April 21 - 28) programs you won't want to miss! Looking for financial success for yourself? Learn how you can plan for financial success and retirement.  Have a passion and want to turn it into extra money? Discover how to start a side business while you work at your current job. With so many transactions happening online, find out how you can protect yourself against identity theft through a program presented by the Montgomery County Office of Consumer Protection. Own a small business or thinking about starting one? Make an appointment for free one-on-one counseling with SCORE. For women (although men are welcome too) we have a financial seminar series that covers divorce and money, financial planning, Social Security and Medicare, and planning for retirement. Registration is required. Start talking to your kids early about financial literacy! A great starting point could be making a piggy bank and crafts about money.


Taxes
Words: Tax Information, a calculator and a twenty dollar bill
Don't forget that taxes are due Tuesday, April 18! We have printed federal and Maryland state tax forms at select branches. We recommend calling ahead before visiting a branch for this material. At all branches, with the exception of the Noyes branch, tax forms can be printed from public computers. Select branches also offer free income tax preparation by trained volunteers for low-to-moderate income Montgomery County taxpayers by appointment.

We're excited for all ages to learn about investing and personal finance! Start your journey to achieving your financial goals today!

Susan

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